Human.tech has announced an AI-agent wallet infrastructure called Agentic Wallet as a Protocol (WaaP) that converts wallet actions into natural-language interactions while keeping users as the final authority. The system uses cryptographic controls such as spending limits, time windows, approved addresses and step-up human approvals for higher-risk actions. The company says its Human Passport ecosystem has more than 3 million users, has secured over $500 million against Sybil attacks, and is backed by $3 billion in restaked ether.

The IMF said in a report published Thursday that tokenized finance could make market stress unfold faster by removing traditional settlement delays that give regulators time to intervene. The paper warns that instant settlement, automated margining and feedback loops may strain crisis tools designed for business-day cycles, and it flags stablecoins as run-prone structures similar to money market funds.

Ethereum co-founder Vitalik Buterin wrote this week that he has fully moved away from cloud AI and now runs a sandboxed, local LLM workflow. He said he switched off cloud services in April 2026 and runs Qwen3.5:35B on an Nvidia 5090 laptop at 90 tokens per second, while warning that AI agents and plugins can embed malicious instructions.

The FDIC is scheduled to hold a board meeting on April 7, 2026 to finalize initial federal rules for stablecoin issuance under the GENIUS Act. The law requires 1:1 backing with cash or short-term U.S. Treasuries and bars issuers from paying interest, even as issuers already keep over 80% of a $250 billion-plus reserve pool in Treasuries and repos. The framework also sets staged deadlines through 2028 and raises open questions on redemptions, state-federal authority, and operational risks.

On April 2, 2026, the Office of the Comptroller of the Currency (OCC) granted Coinbase conditional approval to establish "Coinbase National Trust Company" as a federally chartered trust company focused on digital-asset custody. Coinbase executives said the charter does not turn the firm into a commercial bank, but it would place custody operations under a single federal framework instead of a state-by-state licensing model. The approval remains conditional, with Coinbase still required to meet OCC requirements before it can launch operations under the charter.

Prediction markets are moving into major Asian economies, betting on large retail demand even as strict gambling rules and unclear legal definitions create hurdles. Polymarket is reporting over $1 billion in weekly volume and has added Chinese-language support, while regional entrants like PredicXion are building markets around local events. Across markets such as China, Japan, South Korea and India, the key question remains whether authorities classify these platforms as gambling or as information tools.

An Oobit study of 1,000 U.S. crypto holders found that 35% have lost access to a wallet or account, most often due to human error rather than hacking. The leading causes were forgotten passwords or login failures (33%), lost seed phrases (21%), and losing 2FA access (20%), while platform bankruptcies accounted for 16%. Among those locked out, more than 1 in 10 said a single incident cost them over $5,000, and the median reported loss was 30% of total crypto holdings.

Tether has given potential investors a 14-day window to commit to a funding round that targets a $500 billion valuation, with the company signaling the process could be delayed again if commitments do not arrive. The firm is also pursuing a Big Four audit and pointing to investments beyond USDT, while its USDT circulation is cited at about $184–187 billion alongside discussion of a U.S.-regulated stablecoin effort.