USDai (USDAI) Price

Q: How much is 1 USDAI (USDai) worth?

As of 2026-04-23, 1 USDai is worth 0.99 USD. USDai price is up by 0.04% in the past 24 hours, with a daily trading volume of 1,384,897.19. Over the last 7 days, USDAI's price is down by 0%.

Q: What is the price prediction for USDAI (USDai)?

Price predictions for USDAI are influenced by market sentiment, supply and demand dynamics, and major events such as ETF approvals or geopolitical developments. Over the past 7 days, USDai is down by 0%, compared to the overall market, which is down by 0%. Learn more about USDAI price prediction.

Q: What is the all-time high price of USDAI (USDai)?

The all-time high price of USDai was 1.19 USD. Currently, USDai is priced at 0.99 USD, marking a -15.98% down from its peak level.

Q: What is the all-time low price of USDAI (USDai)?

The all-time low price of USDai was 0.76 USD. Currently, USDai is priced at 0.99 USD, marking a 29.88% up from its lowest level.

Q: How many USDAI (USDai) are there in circulation?

As of 2026-04-23, the circulating supply of USDAI is 280,192,193.06 USDai, out of a total supply of 281,265,520.26 USDai, representing 99.61% of the maximum supply.

Q: What is the market capitalization of USDAI (USDai)?

With a current price of 0.99 and a circulating supply of 280,192,193.06 as of 2026-04-23, the market capitalization of USDai is 280,068,755.00 USD. It ranks #- among all cryptocurrencies by market cap.

Q: What affects the price of USDAI (USDai)?

The price of USDAI is influenced by user activity, liquidity, ecosystem developments like token burns or upgrades, and broader trends such as Bitcoin price movements or ETF approvals. Whale activity and social sentiment also contribute to short-term volatility.

Q: What Makes USDai Different From Other Stablecoins?

USDai stands out from many traditional stablecoins because it is positioned around productive reserve assets rather than relying only on idle cash equivalents or short-term government debt. Its model aims to connect stablecoin liquidity with revenue-generating AI infrastructure, such as GPU financing, compute capacity, or tokenized real-world assets, potentially creating an income-producing reserve base. USDai also differentiates itself through its growth narrative at the intersection of artificial intelligence and decentralized finance. While stablecoins like Tether and USD Coin focus mainly on payments and liquidity, USDAI seeks to add exposure to the expanding AI economy while still offering users a dollar-pegged digital asset for trading, transfers, and on-chain use.

Q: What Blockchain Network Does USDai Operate on?

USDai primarily operates on the Ethereum network as an ERC-20 token, allowing it to integrate with a wide range of wallets, exchanges, and DeFi applications. Building on Ethereum gives USDAI access to strong liquidity infrastructure, smart contract functionality, and compatibility with major protocols, while future multi-chain expansions may broaden its usability across other blockchain ecosystems.

Q: How to Store USDAI Tokens Securely

The easiest way to store USDai securely is through BingX. Keeping USDAI in your BingX account gives you convenient access to spot trading, portfolio management, and built-in security features such as two-factor authentication (2FA), withdrawal protection, and account monitoring. It is a practical option if you actively trade or frequently move funds between assets. For self-custody, you can store USDAI in trusted MetaMask, Trust Wallet, or hardware wallets like Ledger that support ERC-20 tokens on Ethereum. Always verify the correct contract address, back up your recovery phrase offline, and never share private keys or seed phrases with anyone.

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USDai (USDAI) Price Today

The live price of USDAI is 0.99 USD. In the past 24 hours, the trading volume of USDAI was 1,384,897.19 USD, up by 0.04%. The current price has decreased by -0.01% from its 7-day high of 1.00 USD, and increased by 0.07% from its 7-day low of 0.99 USD. With a circulating supply of 281,265,520.26 USDai, the market cap of USDAI is currently 280,068,755.00 USD, down by 0% in the last 24 hours. USDAI currently ranks #- by market capitalization among cryptocurrencies.

USDai (USDAI) Market Data

Market Cap

$281.1M

24h Volume

$1.3M

Circulating Supply

281.2M USDAI

Maximum Supply

Fully Diluted Market Cap

$281.1M

Liquidity Indicator

0.49%

About USDai (USDAI)

How can I buy USDai (USDAI)?

You can buy USDai (USDAI) on supported CEXs, DEXs, or crypto wallets, although it is not yet listed on BingX. See our How to Buy USDai guide for details. Sign up with BingX to trade USDAI first when it goes live.

What Is USDai (USDAI) and How Does It Work?

USDai is a decentralized USD-pegged stablecoin designed to combine blockchain payments with yield-generating real-world infrastructure exposure. Unlike traditional fiat-backed stablecoins that rely mainly on cash or Treasury reserves, USDai is positioned around revenue-generating AI compute assets and tokenized infrastructure, aiming to create a more productive reserve model while maintaining price stability near $1.

USDai works by issuing USDAI tokens that are backed by reserve assets managed through the protocol. These reserves may include tokenized AI data center capacity, GPU-related revenue streams, and other yield-bearing assets depending on the platform’s treasury structure. As income is generated from those assets, the ecosystem can use it to strengthen reserves, support growth, or provide incentives to participants.

Users can hold USDAI as a dollar-denominated digital asset, transfer it globally, trade it on supported exchanges, or use it across DeFi applications where available. Its model appeals to users seeking the stability of a USD-linked token while gaining exposure to the growing AI infrastructure economy through an on-chain financial product.

When Did USDai Stablecoin Launch?

USDai was introduced in 2025 as part of the broader USD.AI ecosystem, a project focused on connecting decentralized finance with real-world AI compute financing. The protocol launched USDAI as a synthetic dollar stablecoin designed to maintain a $1 value while channeling liquidity into GPU hardware, AI data center loans, and tokenized infrastructure markets. By early 2026, USDAI had grown into a notable stablecoin with hundreds of millions in circulating supply and listings across major data platforms.

USDai Roadmap Highlights

- 2025: Initial USDAI stablecoin launch and reserve model rollout

- 2025: Expansion into yield-bearing products such as sUSDai

- Late 2025: Integrations with DeFi protocols and liquidity venues

- 2026: Growth of AI-backed lending pools and treasury transparency tools

- Future: Progressive decentralization, governance expansion, and multi-chain adoption

What Is the USDAI Token Utility?

USDai is primarily designed as a stable-value digital asset for payments, trading, savings, and on-chain capital efficiency. Because it aims to track the U.S. dollar, USDAI can be used as a low-volatility settlement asset, a base pair for trading, collateral in supported DeFi ecosystems, and a store of value for users seeking reduced crypto price swings. Within the USD.AI ecosystem, USDAI may also connect to yield products, treasury strategies, and AI infrastructure-backed reserve mechanisms.

You can trade USDai (CHIP) on the BingX Spot market by searching for the CHIP/USDT trading pair, and placing a market or limit order. BingX offers a user-friendly interface, competitive liquidity, and fast execution, making it easier to buy, sell, or rotate into CHIP when managing your portfolio.

What Is USDai Tokenomics?

USDai tokenomics are built around maintaining a stable value near $1 rather than driving scarcity-based price appreciation. USDAI uses an elastic supply model, meaning new tokens can be minted when supported collateral enters the system and tokens can be redeemed or burned when users exit, helping balance supply with market demand.

Its value is supported by reserve assets and treasury strategies tied to the USD.AI ecosystem, which may include yield-generating AI infrastructure exposure and other backing mechanisms. As adoption grows, circulating supply can expand, making USDAI primarily useful for payments, trading, savings, and DeFi liquidity rather than speculative upside.

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Frequently Asked Questions about USDAI (USDai)

How much is 1 USDAI (USDai) worth?

What is the price prediction for USDAI (USDai)?

What is the all-time high price of USDAI (USDai)?

What is the all-time low price of USDAI (USDai)?

How many USDAI (USDai) are there in circulation?

What is the market capitalization of USDAI (USDai)?

What affects the price of USDAI (USDai)?

What Makes USDai Different From Other Stablecoins?

What Blockchain Network Does USDai Operate on?

How to Store USDAI Tokens Securely

Is USDai (USDAI) a Good Investment?

Disclaimer:

Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.

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