17h ago
U.S. Labor Department proposes 401(k) rule change that may allow crypto exposure
On March 31, 2026, the U.S. Department of Labor unveiled a proposed regulation that could broaden what 401(k) retirement plans are allowed to offer, including potential access to cryptocurrency and other alternative assets. The rule sets a process-focused standard for fiduciaries to assess options by criteria such as performance, fees, liquidity, valuation, and complexity, while adding a “safe harbor” approach aimed at lowering litigation risk.