Charles Schwab has launched a waitlist for "Schwab Crypto," a new account designed to let clients buy and sell bitcoin and ether directly, with a first-half 2026 target for launch. CEO Rick Wurster has said the rollout is expected to begin with a limited release in Q2 before expanding, while the product will not be available in New York and Louisiana at the start. Fees and custody details have not been disclosed, and the bank says crypto transfers in or out will not be supported at launch.

Bitcoin’s mining difficulty increased by 3.87% at block height 943488, reversing a 7.76% decline from the prior epoch. The network hashrate has dropped to 961.55 EH/s—down 60.45 EH/s from a March 28 peak of 1,022 EH/s—while estimates suggest the next adjustment around April 19, 2026 could reduce difficulty by about 14.27%. Miner economics remain pressured with a $30.67 PH/s hashprice and fees at 0.56% of the block reward.

Ethereum is trading around the $2,000 psychological level after failing to reclaim $2,151, leaving the next move uncertain in the middle of a wider multi-year range. The weekly structure cited by analyst Minga maps key downside liquidity levels at $1,537 and $1,384, with a potential macro-bottom region outlined between $1,190 and $1,148.

Human.tech 推出一套為 AI 代理而設的新錢包基建，透過加密機制確保人類仍掌握最終控制權。該基建為 AI 代理提供可用的錢包能力，同時加入加密層面的安全護欄。核心設計是以密碼學方式強制執行人類監督，避免代理在無授權下獨立操作。

LINK 自 2 月初跌穿 $10 後，一直未見明顯反彈訊號。該代幣現時較本輪週期高位 $25 低近 70%，市場對其樂觀情緒不多。最新鏈上數據顯示，未來數周 LINK 或再面對新一輪下行壓力。X 平台上的匿名鏈上分析員 Darkfost 表示，過去一日有大量 LINK 流入 Binance。

散戶觀望、迷因幣相關指標亦出現背離，反映市場風險偏好偏低。鏈上數據顯示，持倉少於 1 BTC 的「蝦米」地址流入跌至紀錄低位，凸顯散戶參與度轉弱。Solana [SOL] 的活躍錢包數亦較 2025 年中期高位大幅回落，顯示交易熱度降溫。與此同時，機構資金可能正在接力，為市場帶來潛在的拐點。

在預測市場平台Polymarket與Kalshi，交易者就「2026年伊朗戰爭」的結果押注金額達數以億美元。當中，押注「美軍在Dec. 31前進入伊朗」的機率被定價為90%，相關交易量超過$115 million。摘要亦提到，多個合約聚焦霍爾木茲海峽封鎖及伊朗領導層接班等情境。

國際貨幣基金組織（IMF）在一份於星期四發布的報告中警告，代幣化金融或令金融危機演變速度快於中央銀行的應對能力。報告指出，即時結算會移除監管機構在危機期間介入所依賴的時間緩衝。IMF金融顧問Tobias Adrian並將穩定幣比作貨幣市場基金，認為在信心受挫時更易面臨擠兌風險。