Aave has raised the GHO borrowing rate on its Ethereum Core market from 4.25% to 4.5% to match the sGHO savings rate and remove an arbitrage gap that was funded by the DAO. TokenLogic proposed the adjustment on Oct. 2, alongside lifting the base rate from 2.75% to 3% and the optimal utilization APR from 4% to 4.25%. The change is intended to encourage borrowers to source repayment GHO via stability modules so reserves can be replenished, according to TokenLogic.

The U.S. Commodity Futures Trading Commission’s (CFTC) Joint Crypto Asset Taxonomy explicitly lists XRP as a digital commodity, placing it in the same category as BTC, ETH, SOL and XLM. The move gives XRP a clearer regulatory positioning in the U.S. market and further strengthens the compliance basis for treating it as a non-security digital asset. The classification comes from an official CFTC document and marks a key step in XRP’s federal-level regulatory recognition.

The US Treasury Department’s Financial Crimes Enforcement Network (FinCEN) has withdrawn two proposed crypto reporting rules covering self-hosted wallet transfers and transactions involving mixers. The move ends plans to pursue additional data-collection requirements aimed at non-custodial wallets and privacy tools. Existing anti-money laundering (AML) and know-your-customer (KYC) frameworks remain unchanged. Some market participants view the decision as a temporary easing of regulatory pressure that supports on-chain privacy and compliance room for self-custody.

Circle’s revised USDC white paper dated Sept. 15, 2026 added redemption policy Section 8.4, allowing Circle to delay redemptions if reserves cannot be rebalanced across borders between Circle France and Circle Internet Financial, LLC. The provision is grounded in Article 49 of the EU’s Markets in Crypto-Assets Regulation (MiCA) and is intended to keep global stablecoin liquidity within Europe’s regulatory perimeter. The change is viewed as a response to MiCA scrutiny and could affect how quickly European holders receive dollars during certain stress events.

U.S. President Donald Trump has signed an executive order allowing 401(k) retirement plans to invest directly in cryptocurrencies. The policy would let individuals include crypto assets in their retirement portfolios, with tokens such as XRP cited as potential holdings. The move is being viewed as a regulatory step that could broaden mainstream adoption channels for digital assets.

The SEC has approved 3x leveraged cryptocurrency exchange-traded products (ETPs) for the first time, signaling a further opening by U.S. regulators toward crypto derivatives, according to Investing.com. The decision gives investors a regulated way to gain high-leverage exposure to crypto. Bitcoin has meanwhile held near $85,000, with markets watching how the new products could affect bitcoin’s trading structure and liquidity.

On October 2, 2026, the U.S. Securities and Exchange Commission published a rule change allowing Investors Exchange (IEX) to list options on trusts backed by bitcoin and other crypto assets. The rule also sets position and exercise limits for options on BlackRock’s iShares Bitcoin Trust ETF and requires each underlying asset to have averaged at least $700 million in daily market value over the prior 12 months. IEX will check the market-value threshold monthly and monitor compliance on an ongoing basis, with non-qualifying products subject to delisting.

Illinois has proposed a new tax framework for digital assets, including a 0.2% levy on qualifying cryptocurrency transactions starting January 1, 2027. Mining operations that use more than 2.25 million kilowatt-hours a year would also face an electricity excise tax of 2 cents to 5 cents per kilowatt-hour. The proposal estimates $95 million in revenue beginning in 2027 and $380 million a year through 2030. The move follows a similar digital-asset excise tax proposal introduced in New York in 2025, underscoring growing state-level efforts to build crypto tax regimes.